Financial Literacy Archives - Nairametrics https://nairametrics.com/category/financial-literacy-for-nigerians/ Destination for Business news and analysis from Africa's largest economy Tue, 08 Jul 2025 14:05:27 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 https://nairametrics.com/wp-content/uploads/2021/08/cropped-cropped-favicon-1.png?resize=75,75 Financial Literacy Archives - Nairametrics https://nairametrics.com/category/financial-literacy-for-nigerians/ 32 32 201037849 Beginners guide to investing in commercial papers in Nigeria https://nairametrics.com/2025/07/08/beginners-guide-to-investing-in-commercial-papers-in-nigeria/ https://nairametrics.com/2025/07/08/beginners-guide-to-investing-in-commercial-papers-in-nigeria/#comments Tue, 08 Jul 2025 11:14:07 +0000 https://nairametrics.com/?p=518691 Commercial papers have become a key method for obtaining short-term funding within Nigeria’s financial system, this article explains how to get into investing in them.

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]]> https://nairametrics.com/2025/07/08/beginners-guide-to-investing-in-commercial-papers-in-nigeria/feed/ 2 518691 How to start investing in Nigerian stocks in 2025: A complete newbie’s guide https://nairametrics.com/2025/06/29/how-to-start-investing-in-nigerian-stocks-in-2025-a-complete-newbies-guide/ https://nairametrics.com/2025/06/29/how-to-start-investing-in-nigerian-stocks-in-2025-a-complete-newbies-guide/#comments Sun, 29 Jun 2025 11:36:47 +0000 https://nairametrics.com/?p=518108 The Nigerian public is increasingly showing interest in the stock market. Improved public perception of Nigeria’s market results from various underlying issues. Investors are up by over N40 trillion under Tinubu’s Administration. Almost all the large equities outperformed the country’s inflation readings in 2024. The all-share index on the NGX (Nigeria’s main stock market) is […]

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]]> https://nairametrics.com/2025/06/29/how-to-start-investing-in-nigerian-stocks-in-2025-a-complete-newbies-guide/feed/ 1 518108 Managing investment risk in the digital age https://nairametrics.com/2025/06/02/managing-investment-risk-in-the-digital-age/ https://nairametrics.com/2025/06/02/managing-investment-risk-in-the-digital-age/#respond Mon, 02 Jun 2025 10:30:59 +0000 https://nairametrics.com/?p=516514 Different investments carry varying degrees of risk, and by understanding risk and making decisions based on that knowledge, investors are better able to make the best decisions for their portfolios and eventual finances.

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]]> https://nairametrics.com/2025/06/02/managing-investment-risk-in-the-digital-age/feed/ 0 516514 SEC badge is important when investing in the Nigerian Capital Market  https://nairametrics.com/2025/05/14/sec-badge-is-important-when-investing-in-the-nigerian-capital-market/ https://nairametrics.com/2025/05/14/sec-badge-is-important-when-investing-in-the-nigerian-capital-market/#respond Wed, 14 May 2025 09:10:10 +0000 https://nairametrics.com/?p=515280 Investing can be very beneficial, but it also carries certain risks. While the banking industry guarantees the repayment of money deposited with the Central Bank of Nigeria (CBN), investments in stocks, bonds, and other securities do not guarantee value retention. The laws governing the Nigerian securities market are primarily based on a core principle: every […]

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]]> https://nairametrics.com/2025/05/14/sec-badge-is-important-when-investing-in-the-nigerian-capital-market/feed/ 0 515280 Investing in Nigerian Stock Market using the dividend strategy https://nairametrics.com/2025/05/02/investing-in-nigerian-stock-market-using-the-dividend-strategy/ https://nairametrics.com/2025/05/02/investing-in-nigerian-stock-market-using-the-dividend-strategy/#respond Fri, 02 May 2025 08:12:23 +0000 https://nairametrics.com/?p=514467 The Nigerian stock market shows that investors are more attracted to dividend-paying stocks than to those that do not offer dividends.

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]]> https://nairametrics.com/2025/05/02/investing-in-nigerian-stock-market-using-the-dividend-strategy/feed/ 0 514467 Nigerians uninterested in stocks amid NGX’s 38% 2024 gain https://nairametrics.com/2025/05/01/nigerians-uninterested-in-stocks-amid-ngxs-38-2024-gain/ https://nairametrics.com/2025/05/01/nigerians-uninterested-in-stocks-amid-ngxs-38-2024-gain/#respond Thu, 01 May 2025 12:27:24 +0000 https://nairametrics.com/?p=514405 Stock market participation in Nigeria remains extremely low. Of the 5 million Central Securities Clearing System (CSCS) accounts required for stock market participation, only about 100,000 are active, indicating limited ongoing engagement.

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]]> https://nairametrics.com/2025/05/01/nigerians-uninterested-in-stocks-amid-ngxs-38-2024-gain/feed/ 0 514405 How a Lagos doctor would have made over N20 million investing in 2024 https://nairametrics.com/2025/01/22/how-a-lagos-doctor-would-have-made-over-n20-million-investing-in-2024/ https://nairametrics.com/2025/01/22/how-a-lagos-doctor-would-have-made-over-n20-million-investing-in-2024/#respond Wed, 22 Jan 2025 16:59:54 +0000 https://nairametrics.com/?p=506999 Five years after his housemanship program at the Lagos State University Teaching Hospital LUTH, Kazeem now earns N600,000 as a pediatrician in a private hospital in Lagos. Like many professionals, he soon realized that sheer passion for the job the really love isn’t enough especially in the face of current economic realities. To augment his […]

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]]> https://nairametrics.com/2025/01/22/how-a-lagos-doctor-would-have-made-over-n20-million-investing-in-2024/feed/ 0 506999 Top skills to avoid listing on your CV in 2025  https://nairametrics.com/2025/01/21/top-skills-to-avoid-listing-on-your-cv-in-2025/ https://nairametrics.com/2025/01/21/top-skills-to-avoid-listing-on-your-cv-in-2025/#respond Tue, 21 Jan 2025 08:12:17 +0000 https://nairametrics.com/?p=506987 According to DAAD Scholarship, the following are five skills that should be avoided on your resume in 2025, along with advice on how to replace them with more relevant competencies. 

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]]> https://nairametrics.com/2025/01/21/top-skills-to-avoid-listing-on-your-cv-in-2025/feed/ 0 506987 Top 3 cryptocurrencies businesses should watch during Trump’s administration https://nairametrics.com/2025/01/21/top-3-cryptocurrencies-businesses-should-watch-during-trumps-administration/ https://nairametrics.com/2025/01/21/top-3-cryptocurrencies-businesses-should-watch-during-trumps-administration/#respond Tue, 21 Jan 2025 05:42:49 +0000 https://nairametrics.com/?p=506954 This article features three digital assets you should pay attention to following the inauguration of Donald Trump as the President of the United States of America.

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]]> https://nairametrics.com/2025/01/21/top-3-cryptocurrencies-businesses-should-watch-during-trumps-administration/feed/ 0 506954 How much is your N1 Million investment worth in forex vs. equities vs. bonds?  https://nairametrics.com/2025/01/14/how-much-is-your-n1-million-investment-worth-in-forex-vs-equities-vs-bonds/ https://nairametrics.com/2025/01/14/how-much-is-your-n1-million-investment-worth-in-forex-vs-equities-vs-bonds/#respond Tue, 14 Jan 2025 09:16:07 +0000 https://nairametrics.com/?p=506460 This article analyzes the performance of forex, equities, and bonds to uncover how each asset class performed in 2024.

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]]> https://nairametrics.com/2025/01/14/how-much-is-your-n1-million-investment-worth-in-forex-vs-equities-vs-bonds/feed/ 0 506460 Top 10 fastest declining jobs in 2025 – Report  https://nairametrics.com/2025/01/09/top-10-fastest-declining-jobs-in-2025-report/ https://nairametrics.com/2025/01/09/top-10-fastest-declining-jobs-in-2025-report/#respond Thu, 09 Jan 2025 08:15:20 +0000 https://nairametrics.com/?p=506159 The World Economic Forum’s (WEF) Future of Jobs Report 2025 has highlighted a significant shift in the global labor market, emphasizing the rapid decline of certain roles as businesses adapt to changing economic conditions. The drivers of this transformation by 2030 according to the report include technological innovations, geoeconomic fragmentation, economic uncertainty, demographic shifts, and […]

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]]> https://nairametrics.com/2025/01/09/top-10-fastest-declining-jobs-in-2025-report/feed/ 0 506159 Where should Nigerians invest N1 million this year?  https://nairametrics.com/2025/01/04/where-should-nigerians-invest-n1-million-this-year/ https://nairametrics.com/2025/01/04/where-should-nigerians-invest-n1-million-this-year/#respond Sat, 04 Jan 2025 11:59:24 +0000 https://nairametrics.com/?p=505879 This article gives an insight into where Nigerians can invest N1 Million in 2025.

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]]> https://nairametrics.com/2025/01/04/where-should-nigerians-invest-n1-million-this-year/feed/ 0 505879 Investing in Nigeria Stocks like the Country’s Big Boys  https://nairametrics.com/2025/01/02/investing-in-nigeria-stocks-like-the-countrys-big-boys/ https://nairametrics.com/2025/01/02/investing-in-nigeria-stocks-like-the-countrys-big-boys/#respond Thu, 02 Jan 2025 10:05:15 +0000 https://nairametrics.com/?p=505756 The Nigerian Major stock market performance in 2024 nearly beat the country's food inflation last year, posting nominal returns of 37% amid a challenging economic environment.  

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]]> https://nairametrics.com/2025/01/02/investing-in-nigeria-stocks-like-the-countrys-big-boys/feed/ 0 505756 Buying the Dip: why value beats price in investing https://nairametrics.com/2025/01/01/buying-the-dip-why-value-beats-price-in-investing/ https://nairametrics.com/2025/01/01/buying-the-dip-why-value-beats-price-in-investing/#respond Wed, 01 Jan 2025 11:12:42 +0000 https://nairametrics.com/?p=505718 This article explores what it means to buy the dip using practicable illustrations.

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]]> https://nairametrics.com/2025/01/01/buying-the-dip-why-value-beats-price-in-investing/feed/ 0 505718 Will the banking sector still be a profitable investment niche in 2025 as some tier 1 stocks edge closer to triple digit yearly returns?  https://nairametrics.com/2024/12/19/will-the-banking-sector-still-be-a-profitable-investment-niche-in-2025-as-some-tier-1-stocks-edge-closer-to-triple-digit-yearly-returns/ https://nairametrics.com/2024/12/19/will-the-banking-sector-still-be-a-profitable-investment-niche-in-2025-as-some-tier-1-stocks-edge-closer-to-triple-digit-yearly-returns/#respond Thu, 19 Dec 2024 08:56:23 +0000 https://nairametrics.com/?p=504973 With an impressive 2024, This article explores the prospects of the Nigerian banking sector in 2025.

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]]> https://nairametrics.com/2024/12/19/will-the-banking-sector-still-be-a-profitable-investment-niche-in-2025-as-some-tier-1-stocks-edge-closer-to-triple-digit-yearly-returns/feed/ 0 504973 Common pitfalls in memecoins investment, how to avoid them    https://nairametrics.com/2024/12/02/common-pitfalls-in-memecoins-investment-how-to-avoid-them/ https://nairametrics.com/2024/12/02/common-pitfalls-in-memecoins-investment-how-to-avoid-them/#respond Mon, 02 Dec 2024 07:14:51 +0000 https://nairametrics.com/?p=503683 Memecoins are associated with high-risk levels owing to their roots in memes and Internet humour. 

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]]> https://nairametrics.com/2024/12/02/common-pitfalls-in-memecoins-investment-how-to-avoid-them/feed/ 0 503683 Australia introduces skilled refugee labour agreement pilot program https://nairametrics.com/2024/11/29/australia-introduces-skilled-refugee-labour-agreement-pilot-program/ https://nairametrics.com/2024/11/29/australia-introduces-skilled-refugee-labour-agreement-pilot-program/#respond Fri, 29 Nov 2024 15:47:10 +0000 https://nairametrics.com/?p=503552 Australia has introduced a new pilot program to help businesses access skilled talent from refugee and displaced communities. The Skilled Refugee Labour Agreement Pilot allows employers to sponsor skilled individuals for positions in various industries. This initiative provides an opportunity for refugees who have marketable skills but face challenges in meeting visa requirements.   According to […]

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]]> https://nairametrics.com/2024/11/29/australia-introduces-skilled-refugee-labour-agreement-pilot-program/feed/ 0 503552 AI-based remote jobs to make $80,000/Year in 2025   https://nairametrics.com/2024/11/23/ai-based-remote-jobs-to-make-80000-year-in-2025/ https://nairametrics.com/2024/11/23/ai-based-remote-jobs-to-make-80000-year-in-2025/#respond Sat, 23 Nov 2024 10:28:15 +0000 https://nairametrics.com/?p=503002 The rise of artificial intelligence (AI) is set to create a wave of high-paying remote jobs, with salaries reaching up to $80,000 or more in 2025.

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]]> https://nairametrics.com/2024/11/23/ai-based-remote-jobs-to-make-80000-year-in-2025/feed/ 0 503002 U.S. honours three Nigerian artists on 50th anniversary of art partnership  https://nairametrics.com/2024/11/06/u-s-honours-three-nigerian-artists-on-50th-anniversary-of-art-partnership/ https://nairametrics.com/2024/11/06/u-s-honours-three-nigerian-artists-on-50th-anniversary-of-art-partnership/#respond Wed, 06 Nov 2024 05:28:03 +0000 https://nairametrics.com/?p=501741 The United States Mission awarded the U.S. Exchange Alumni Lifetime Achievement Award to three distinguished Nigerian artists—Chief Nike Davies-Okundaye, Chief Jimoh Buraimoh, and Professor Bruce Onobrakpeya—in recognition of their contributions to the arts and the longstanding cultural relationship between the U.S. and Nigeria. 

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]]> https://nairametrics.com/2024/11/06/u-s-honours-three-nigerian-artists-on-50th-anniversary-of-art-partnership/feed/ 0 501741 Germany opens applications for digital security training for Journalists  https://nairametrics.com/2024/11/05/germany-opens-applications-for-digital-security-training-for-journalists/ https://nairametrics.com/2024/11/05/germany-opens-applications-for-digital-security-training-for-journalists/#respond Tue, 05 Nov 2024 09:36:12 +0000 https://nairametrics.com/?p=501666 Reporters Without Borders in Germany is inviting journalists to apply for its Berlin Fellowship Program in Digital Security, running from May to October 2025.  

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]]> https://nairametrics.com/2024/11/05/germany-opens-applications-for-digital-security-training-for-journalists/feed/ 0 501666